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Hacela

Hacela is a platform which enables ones to form an online chama and manage it via his/her phone.

Who are we?

Hacela is an online platform where one creates a group, popularly known as a chama and invites friends either from his/her contacts or social media cycle to join. Also, one can join an already existing group that is short of members. People will be matched according to locality and interests to join/form groups. Each member is expected to contribute an agreed upon amount after a certain period and on the date of reimbursement the system will automatically reimburse the money to the recipients of that period as per the group guidelines that are set after all members approve them. The next recipient will receive the amount automatically on the next date of reimbursement.

Superb Features

Financial Groups

Contrast ratio is the difference between the darkest black and the brightest white a TV can produce experts makes any decision.

Merry-go-round system

voice dictations in Jelly bean can be done in flight mode or without an internet connection. All the phrasing voice.

Payment system

Android used to lag in the race with iPhone and windows phone in terms of smooth visual display and notifications.

Accounting

Unlike conventional widget structure, Android 4.1 has introduced the automatic resizing of widget according to home.

Chat forum

A notification panel cannot be usual one if its about the new version of Android. This is the reason that Jelly bean.

Security generation key/pin

In terms of advanced algorithm for predicting text has been introduced. Better search results with voice searching.

Hacela is a mobile application that enables users to create online chamas and add their friends or family. Hacela offers efficiency and convenience in handling chama process through a tap on your screen. Contributions are made through the application offering more transparency as all the information about the chama are available for each member to see. Personal financial informations are securely stored ensuring unauthorized person is unable to access. Through Hacela, one can easily access loans from the chama you ae apart of at lower interest rates. Disbursement of money to members is also automated making fast and reliable. All the report about the chama will be available in mini statement PDF to ensure the members are able to follow up the group activities.
One creates a group, popularly known as a chama and invites friends either from his/her contacts or social media cycle to join. Also, one can join an already existing group that is short of members. People will be matched according to locality and interests to join/form groups. Each member is expected to contribute an agreed upon amount after a certain period and on the date of reimbursement the system will automatically reimburse the money to the recipients of that period as per the group guidelines that are set after all members approve them. The next recipient will receive the amount automatically on the next date of reimbursement. Each group will have a unique id that will be the group account number. When making payment to a common paybill number, the id (account number) will determine which account the money will go into.
A key part of Hacela’s business model is developing the platform, continually adding value to ensure user adoption and retention and optimizing its algorithms. It also has to do significant marketing on a local level to ensure it builds trust and acquire mass adoption.
Our platform is all about connecting people to an online merry-go round. A theme of circulation i.e connecting people globally and the purpose of all is to make money.
The process is totally automated as far as the client is concerned. Concerns raised by any member will be addressed promptly to ensure each and every client is satisfied and comfortable.

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